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Just because you are entering your golden years doesn’t mean you have to stop enjoying life. In fact, nowadays, there are more ways than ever to live your best life even after becoming a senior citizen. Here are some great ways to remain financially healthy during this time of your…
Retirement ain’t what it used to be. The baby boomer generation has seen to that. Americans born between 1946 and 1964 have been upending traditions since they were young, so why stop now? Their redefinition of retirement is not only supported by statistics, but I‘ve personally seen it in action…
It might be hard to make choices about your life insurance, especially if you are a senior. These policies can affect whether you are eligible for Medicaid. The premiums for them could subtract from your income in your golden years. Then you may not be able to cover the cost…
A life settlement is an agreement between an individual who owns a life insurance policy and a third party who agrees to provide the owner with cash in return for the policy. The potential benefits of life settlements are great for individuals who can no longer afford to pay the…
Funerals are among the most difficult events to plan and budget for, especially when a passing happens suddenly. It’s never easy to say goodbye to a loved one, but it becomes particularly hard when you don’t have much money to spend on a funeral service and the expenses that come…
Unprecedented hard times are difficult to anticipate and can take a real hit on your savings. This is why you should start considering saving for retirement early. The sooner you start, the easier time you will have adjusting to unexpected financial hardships. In this article, we can provide some tips…
In life, it is very important to save money because we never know exactly what will happen. The problem is that we often end up living really stressful lives and it becomes very difficult to properly handle finances. Fortunately, this is a lot easier when we take into account a…
Retirement is a drastic change to any individual’s lifestyle. There are many who find meaning in the work that they do, and for those who have built their entire lives around their career, a sudden retirement may feel akin to a break-up. Like many drastic changes, people who are heading…
Are you looking at long-term care options for yourself or a loved one? You’re not alone; in fact, data suggests seven out of ten people will require some form of long-term care in their life. There are actually five types of long-term care that offer a wide array of different…
Social security almost feels like a myth sometimes to people who aren’t retired. However, it’s very real and, for many seniors and retirees, very important. Social security is a federally run program known more prosaically as the Old-Age, Survivors, and Disability Insurance (OASDI) program. It was signed into law in…